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What is Short Term Health Insurance ?

Short Term health insurance, sometimes called Term health insurance or Temporary health insurance, is designed to help bridge gaps in your health care coverage during times of transition.

And if you’ll pardon the pun, you’ll find no “shortage” of information online telling you what Short Term Medical insurance isn’t or what it can’t do for you. But for many people, and for many situations, the best Short Term health insurance plan they can find may just be the right solution.

Do Short Term Insurance Plans Meet Affordable Care Act (ACA) Requirements?

No. Short Term plans are not ACA, or Obamacare, health plans. While both ACA and Short Term health insurance plans are considered major medical, or comprehensive, health plans and cover major health events in your life, there are important differences.

ACA health plans are guaranteed issue, meaning you cannot be denied coverage based on preexisting conditions.

Also, ACA health plans are required to cover 10 essential health benefits:short term

  1. Doctor visits for illness and injury and other outpatient care (ambulatory services)
  2. Emergency services
  3. Hospitalization
  4. Maternity and newborn care
  5. Mental health and substance use disorder services
  6. Prescription drug coverage
  7. Rehabilitative and habilitative services and devices (relearning to walk after a stroke and improving ability to speak without an impediment)
  8. Laboratory tests and services
  9. Preventive and wellness care
  10. Pediatric services (including both oral care and vision care)

In contrast, Short Term health insurance is not required to cover all these benefits, so plans can vary in what they cover. Also, Short Term insurance plans typically do not cover preexisting medical conditions. You must apply and answer a series of medical questions to determine your eligibility for these plans.

Podiatry Care

A visit to a podiatrist is a benefit covered by most insurance plans. However, there can be restrictions due to changes in recent health care coverages.

To avoid any additional cost to the patient, Podiatry Group of Georgia will work with your insurance company to get your services covered. Sometimes this requires our office to send in a letter of medical necessity which will state the reasoning behind the recommended treatment and include the patient’s history and diagnosis.

As a courtesy to our patients, we will contact your insurance company prior to your visit to verify that services are covered and that no referrals are required. This allows us to provide you with the best care while making sure you are aware of your insurance benefits for any treatments or services recommended for your specific condition before they are performed.

Seeking Treatment

If you’ve been searching for Foot Doctor for all your foot and ankle needs, take time to meet with the Podiatry Group of Georgia. Our doctor has the experience and knowledge you need to help your feet and ankles feel their best. Give us a call today and set up an appointment for your initial consultation. Call us today!

Call Our Marietta, Georgia Office Today at 404-806-3731 or Book your appointment online now!

Serving Marietta And Atlanta Area!

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What is Short Term Health Insurance ?
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What is Short Term Health Insurance ?
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What is Short Term Health Insurance ? Short Term health insurance, sometimes called Term health insurance or Temporary health insurance, is designed to help bridge gaps in your health care coverage during times of transition. Read More Now!
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Podiatry Group Of Georgia
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Contact Us

Phone: 404.806.3731
Fax: 404.506.9444
3901 Roswell Road
Suite 340
Marietta GA 30062

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