Many Americans use complementary insurance approaches, but the type of health insurance they have affects their decisions to use these practices. In a recent study (692KB PDF), researchers analyzed 2012 NHIS data on acupuncture, chiropractic, and massage―and compared that with data from 2002. While use rates for all three approaches rose, the increase was much more pronounced among those who did not have health insurance. For those who had health insurance, coverage for these three approaches was more likely to be partial than full.
If you would like to use a complementary or integrative approach and don’t know if your health insurance will cover it, you should contact your health insurance provider to find out.
Keep records about all contacts you have with your insurance company, including notes on calls and copies of bills, claims, and letters. This may help if you have a claim dispute.
If you’re choosing a new health insurance plan, ask the insurance provider about coverage of complementary insurance or integrative health approaches. You should find out if you need a special “rider” or supplement to the standard plan for these approaches to be covered. You should also find out if the insurer offers a discount program in which plan members pay for fees and products out-of-pocket but at a lower rate.
General information on health plans and benefits is available from the U.S. Department of Labor.
A visit to a podiatrist is a benefit covered by most insurance plans. However, there can be restrictions due to changes in recent health care coverages.
To avoid any additional cost to the patient, Podiatry Group of Georgia will work with your insurance company to get your services covered. Sometimes this requires our office to send in a letter of medical necessity which will state the reasoning behind the recommended treatment and include the patient’s history and diagnosis.
As a courtesy to our patients, we will contact your insurance company prior to your visit to verify that services are covered and that no referrals are required. This allows us to provide you with the best care while making sure you are aware of your insurance benefits for any treatments or services recommended for your specific condition before they are performed.
If you’ve been searching for Foot Doctor for all your foot and ankle needs, take time to meet with the Podiatry Group of Georgia. Our doctor has the experience and knowledge you need to help your feet and ankles feel their best. Give us a call today and set up an appointment for your initial consultation. Call us today.
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